Transaction Tips

Not sure how to make a large withdrawal?
If you need to make a larger cash transaction, (this common when buying a used car) you can do 4 things.

Cash advance on your debit card

You can take out a cash advance on your debit card. To take out a debit card cash advance, all you need to do is go to ANY local bank or credit union branch and talk to a teller. For the most part, you can go to any local bank branch and get a debit card cash advance, even if it’s not affiliated with your bank. However, it is best to visit a National Bank like Chase or Wells Fargo when requesting a Debit Card Cash Advance.

Call Your Bank And request a temporary increase

Call your personal Bank and request a temporary increase on your daily withdrawal limit. They may ask you to provide certain information (such as a driver’s license) to prove your identity, but by doing so you might be able to increase your limit.

Make multiple ATM Transactions.

Make multiple ATM Transactions. You likely have (2) separate ATM limits. First, is your Withdrawal Limit Amount (per transaction) – Meaning you can only withdraw a certain amount of cash during each ATM visit prompt. (For example, $500 per ATM transactions.) The second limit, is your ATM Daily Transaction Limit – meaning you can only make a certain number of separate ATM transactions in a day. (For example, a limit may be 5 separate ATM Transaction per day.) To utilize your ATM limits to their fullest extent, you can attempt to make several separate transactions with your FULL limit each time. (For example, you withdrawn $500 in 3 separate transactions). This does not generally require you to visit multiple ATM locations, or visit the ATM at different times of day. You can make these transactions at the same ATM in consecutive order. You simply begin a new prompt, after you have finished the first.

Cashing a Check

A fourth option for getting around ATM withdrawal limits is cashing a check. You’d simply write the check out to cash, sign it and take it to the bank to cash it.